Built for contractors who need coverage today.
Quick Work Comp is the contractor-focused workers' comp division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a contractor loses a job because they couldn't get a COI in time.

- Licensed in all 50 states
- Founded 2005 — 20+ years
- Contractor-specialist agents
- 15-minute quote turnaround
- Same-day certificate issuance
- A.M. Best A+ carrier partners
From the jobsite to the agency.
Josh Cotner ran equipment, read specs, and filed certificates before founding CCA in 2005. That background is why we understand what's at stake when a contractor needs workers' comp today — not next week.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure contractors the right way.
Expanded to specialty contractor markets
After placing programs for dozens of contractor categories, CCA develops deep expertise in fast-turnaround workers' comp for all trades.
Quick Work Comp division launched
Quick Work Comp focuses CCA's expertise on same-day workers' comp — the one thing contractors need most when a GC requires a COI.
1,000+
Contractors Covered
20+
Years in Business
15 Min
Average Quote Time
50
States Served
Four things we won't compromise on.
Contractor-first, always
Josh spent years in the trades before starting the agency. We understand what it means to lose a job because coverage wasn't in place.
Speed without shortcuts
Same-day means same-day — not 'we'll try.' We've built our process around getting contractors covered before end of business.
A-rated markets only
We shop carriers with the financial strength and contractor experience to be there when a claim happens.
Honest, no-pressure advice
If a ghost policy isn't right for your situation, we'll tell you. We earn trust by being straight about what you actually need.
Need workers' comp today?
Get a same-day workers' comp quote from specialists who understand the contractor market — ghost policies, pay-as-you-go, annual policies, and same-day COIs.